Information from Bluefin Insurance
Following the release of The FA’s guidance on permitted grassroots football activities on Monday 1st June, Bluefin Insurance wanted to confirm the position with regard to insurance under the National Game Insurance Scheme (NGIS) for clubs/teams wishing to resume their footballing activities.
When The FA suspended all grassroots football in March, the personal accident and legal liability insurances provided via the NGIS for the 2019/20 season remained in force, and hence, these insurances are still operative for any clubs/teams who now wish to resume club/team organised footballing activities, in adherence with The FA’s guidelines and Government protocols.
Personal Accident Insurance
The 2019/20 period of insurance expires on 30th June 2020, but clubs can now renew/purchase their personal accident insurance for the 2020/21 season. Renewal invitations have been sent to all clubs who purchased personal accident insurance via the NGIS last season. In the event that a club purchases a personal accident policy after 1st July 2020, a pro-rata premium will automatically be calculated, based on the period of insurance up to 30th June 2021.
Legal Liability Insurance
The 2019/20 period of insurance, in respect of the liability insurance provided via the NGIS, also expires on 30th June 2020, and Bluefin have confirmed that the liability insurance will continue, with effect from 1st July 2020, for all clubs, even if it is not possible for all clubs to complete their affiliation by 1st July 2020. This ensures clubs will continue to be protected in the event of a liability claim, and there are no gaps in cover. Again, the liability insurance will be subject to adherence to The FA’s guidelines and Government protocols.
Both insurances are also subject to the standard policy terms, conditions and exclusions. Bluefin have provided further guidance to assist clubs via a PDF which you can view below or download here.
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